lol, no... it was a Master Card but there is a limit where you can use it , the list of 86 vendors, rather limited if you ask me. My bad cuz I didn't read the fine print, but just do everyone knows. wise.com or proton top-up or any subscription is a no-go... You can use it at Panera Bread...lol and BassPro and others like that, so not total waste, but yeah, limited. The whole point was to send it to my bank, but that ain't happening. Live and learn then