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Showing delinquency by income tax brackets

Also by race ethnicity religion

Those are terrible metrics.

Like black is not a race but the jackass data trolls in the government would lump people in

  1. Household
  2. Tax bracket
  3. Race

Read Thomas Sowell Discrimination and Disparities

https://www.hoover.org/research/discrimination-and-disparities-thomas-sowell

view on youtu.be
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good video

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If only more black folks were familiar with Thomas Sowell who has been ostracized by black politicians and activists

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Most people are asleep and clueless. There is no particular demographic to the sleeping humanoid. We don't need to fix other people, anyway. We only need to own our actions and take care that we do the right thing.

The locus from within is the teacher.

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Diversity metrics are about how many blacks not in this positive category

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It's dumb. It's Keynesian. It's all about central planning and it's got nothing to do with how individuals operate. It's a self fulfilling problem.

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Could you please explain that in more detail?

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Credit scores vary by race so looking at delinquency by race is important.

Mormons and Jews have high credit scores.

More useful than USA 🇺🇸 states

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This is news to me, I had no idea that it worked that way in the US. As far as I know, it doesn't exist here in Europe and it was simply unthinkable, it's not even a topic of discussion.

The U.S., however, isn't the only country that has a credit scoring system. Here's how some other countries around the globe measure credit:

https://www.chase.com/personal/credit-cards/education/credit-score/do-other-countries-have-credit-scores
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This is not surprising to anyone who lives in USA 🇺🇸.

Only a European would clutch his pearls about living in a multi racial or cultural society

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