Aristotle 📕 says people become misers (chronically unwilling to spend any money) when they forget the difference between money and wealth. That's not to criticize or even explicitly comment on viz., anything you said here. It's just something I myself think about often and thought to pass along.

The key is for your stored energy not to go to waste. Anything beyond that is really just up to you—there's neither reason, pleasure, nor purpose in becoming a consumer just because you're getting up there in years.

Plus, assuming you do have a good succession plan, frivolously expending it all before you get out of here would be pretty silly.