"The bigger picture is that the costs of using bitcoin (costs such as learning how to use it, taking time to buy it, learning how to store it, and etc.) outweigh the benefits. There are no incentives to use bitcoin over fiat nor are there costs of not using it."

I wouldn't have had articulated that better. Just how long it took me to "understand" it and how it still doesn't truly profits me, as people accepting around me are rare and that I "got it late".

Yet isn't it mostly be the wreckage of most fiat currencies that will incentivize most people to finally decide to opt for btc? Even if it stays marginal or even banned, the economic necessity will probably prevail and outweigh the "complexity".

Then there's also the generational gap, many people still struggle with the idea of bitcoin not being tangible but our kids won't care at all.

And then I believe (or speculate) there'll be endorsement from various large entities, the way it'll become a political issue plus a bunch of secondary layers that'll made it easier, whether that's a good thing or not.

The idea that it'll be needed to obtain specific services or goods and that that could lead to further adoption is interesting to dive in, though I personally really can't relate, can't really chime in on that.

For now the "outcome" stays extremely foggy to me, as I see the current times as the peak of various very strong forces battling and not willing to give up now.

So curious how it'll develop, as so far it was pretty surprising.

Anyhow, exciting (and sometimes scary) times!