I tried a couple of the suggested tools. They're all quite different in terms of ease of use and quality.

I started with Fooocus, but didn't get very far before I got an Nvidia driver error message which I'm not going to start looking at now.

The Bing image started out very "realistic" for the image I was trying to display, but also seemed kind of...off. Creepy. I don't know how to describe it any better. I told it to use cartoon imagery, and that turned out a little more normal, and that's what I ended up using.

I also tried out https://app.leonardo.ai. It was interesting but not really usable for what I wanted, at least not with just playing with if for 30 minutes.

It sure is interesting to play with this stuff.