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Umm, I think IVPN is good, they don't keep logs and accept BTC, XMR and i think USDT. They give you a cryptographic key- similarly, like nostr

BTC on chain... so you need to plan to pay less fee, a LN payment could be a good feature to add from their side.

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IVPN accepts lightning. That's why I use them over mullvad, which doesn't.

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You can pay with lightning for Mullvad. There are probably other intermediaries.

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You can swap from LN to Monero with coinswap.click

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I need a monero wallet... out of my scope.

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You don't. You are just paying a monero address with a LN transaction.
I find it especially practical when BTC network is congested and the merchant accepts other coins.

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