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BTC on chain... so you need to plan to pay less fee, a LN payment could be a good feature to add from their side.
IVPN accepts lightning. That's why I use them over mullvad, which doesn't.
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You can pay with lightning for Mullvad. There are probably other intermediaries.
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You can swap from LN to Monero with coinswap.click
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I need a monero wallet... out of my scope.
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You don't. You are just paying a monero address with a LN transaction. I find it especially practical when BTC network is congested and the merchant accepts other coins.
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