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The point you raise about Alby is valid and could indeed happen. I'm in Europe, do you think it could affect operations here?
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I think it's reasonable to assume that Europe will follow at some point
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I don't think so, but I don't know whether it would affect its interaction with SN. One thing we have going for us is this site has a lot of really smart people who can come up with solutions/workarounds as issues come up.
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Things are fluid right now will all custodial wallets. By the time the changes occur Alby might be shut down in the US, IMO.