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This is just like tax season. You want it to be as close to zero as possible, so you arent letting them hold your money interest free.
That’s why I always took maximum exemptions. I don’t want them getting a zero interest loan from me.
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You just have to work it out and balance it. I would rather pay them than have them give me back my money after holding it the whole year. Just absurd. This is how I was taught from my father.
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Sounds like a smart man
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Sounds like a man that lives in reality. He has been saying all the things everyone is saying here for years.
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