After watching #571234 I tried venice.ai which was mention towards the end of the episode. The service seems to work well enough.
It was refreshing to see a No Account option where one can just submit the question (limited number) with out any friction to start. This has discouraged my use of AI tools in the past, as it was harder to maintain a level of privacy.
It has a Pro account option (https://venice.ai/pricing) where you can pay in BTC or Lightning. I hope in the future they will let one pay a Lightning invoice with out creating an account.
They seem to have an internal token Morpheus which is a little concerning. I am not sure why they would not just use BTC as internal token.
Also their Privacy policy seems half way decent https://venice.ai/blog/venice-ai-privacy-architecture .