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Paying with my own LND node has become quite reliable. In 2024 I didn't have any payment failures anymore with amounts up to 300k.

In the field I had one payment delay with Phoenix on a Bitcoin event. I guess the channels got unbalanced when suddenly a lot of payments happened to one particular node.

I guess that with a higher Bitcoin price a lot of older channels are now big enough to handle these medium sized payments.

Made a 2 million sat payment successfully recently. Life is good 👍

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