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The figure for the lightning network is wrong. Lightning has both per tx, and % value, fees. Typically the latter is about 0.1%, which works out to $100 on a $100,000 payment.
Make sense
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Then on chain would be cheaper?
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In this case it probably would be. Depends on the specifics of exactly how the payment is getting routed through: there is no minimum fee for lightning, so if you had a cheap route it could still be cheaper. But 0.1% is a good guess on average.
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I should have said on chain segwit
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