Did you read the Bitcoin whitepaper? Is not enough clear what is says in the paper? https://m.stacker.news/45779
Virtual means it doesn't exist in real life. Digital (electronic) means it exist only in digital world.
One thing is what is written in a whitepaper, maybe it's clear to me, maybe it's not, but that's not what the post was about. It was about one's perception.
For most normies I know, virtual=digital, something they believe they cannot control. That's why they prefer cash and do not care about it is fiat. Bitcoin does not look like the cash they know, thus they reject it.
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