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This was a really good listen. When I think of a bitcoin wallet I don't think wallet I think of a realator key box https://i.ebayimg.com/images/g/AR8AAOSwiGlgk-9z/s-l500.png where your password/pin is the combo and gets you into the "wallet" which really just means you have access to the key to sign transactions (get into the house). The difference between a hot wallet and a cold wallet is who holds the master combo (trusted 3rd party or you)

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