I do not use any insurance. Are total scams. I am a man that take full responsibility of his own life. I am not a kid that rely on others...
Good to know! Mucho Respecto for being a responsible man. Have you ever considered that maybe not everyone wants to be as responsible as you have become.
Some us get a peace of mind by hedging our risk, knowing that if my house is on fire I will be compensated to rebuild it. If my car gets stolen, I will have money to replace it. And so on...
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