That's nothing compared to the 483 HTLC's that are possible with default LND configurations. CLN IIRC has a ~30-40 default limit so it wouldn't get worse than that for most people.
But lowering your in flight HTLC's per channel also makes it easier to be channel jammed. We need more tools in this area like amount-based HTLC bucketing that is proposed and recommended by https://jamming-dev.github.io/book/3-incremental_solutions.html#solution-3-slot-bucketing
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Yes, I always used a limit on my lnd node to max 20 pending HTLC, even 10 sometimes. I also used to set min/max HTLC amount based on liquidity available per channel. The routing was really smooth like that and didn't have so many stuck HTLCs.
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