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Onchain is NOT for payments. Onchain is for TRANSACTIONS, the final settlement.
Lightning Network (LN) is for payments. LN is The Bitcoin Payment Network.
You use onchain strictly to open and close LN channels.

Please make this important distinction.
THINK LIKE A BANK not just be a bank!
https://darth-coin.github.io/beginner/be-your-own-bank-en.html

lightning only or cash..

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cash? WTF is that?
you mean ecash cashu ?

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ecash cashu
fiat currency i meant
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fiat currency i meant

wait, you guys still use fiat? Daaamn we are in 2024 not in 2014...

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what kind of utopian fantasy land are you living in now? I need to know the coordinates of this parallel universe so I can pack my bags and immigrate.

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Each one is creating his own world, not waiting for others to made it for them.
In my SN bio I linked some interesting SN guides, did you read them?
Especially this one: #576140 AND #692855

BE THE CHANGE IF YOU WANT TO SEE CHANGE.

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