Consider the many facets of Bitcoin and Lightning and their implications, then realize you've wasted your focus thinking about the efficacy vs. nickels and dimes



BallLightning

A base fee of a few sats isn't material to significant amounts of money, only to *insignificant* amounts

Even at $1M USD, a 100 sats practical minimum send is still only a dollar. If you need to compare Bitcoin to the transactional cost of nickels and dimes you've lost the plot. 

justin_shocknet

lightning

Micropatments with base fees in path

Sending significant amount of real money is the best way to introduce new people and demonstrate how things work. And besides you can do that with fiat cash. I don't want fiat cash to have advantages over bitcoin (or maybe that's impossible).