Over the past few years I had a number of frustrating experiences with banks. My own bank has become more and more unreliable. Three events:
-
I tried to pay someone in a different european country around 200€. The money disappeared. Neither my bank nor the recipients bank could figure out what had happened. Personal on the hotline had no idea what they were talking about. Three weeks later the money magically reappeared.
-
Recently, I bought a new desk for a little over 1000€, again from a company in a different european country. My bank found the payment suspicious and blocked it without any comment. Due to a public holiday I couldn´t reach anyone at the bank. Again, people at the hotline were less than helpful. 48 h later they called me and asked if this payment was initiated by me. The irony is in this case I could have (and should have) paid in bitcoin. But no, I thought better keep the precious sats.
-
Last week I bought some kitchen appliances (dish washer, stove and other stuff) for a couple thousand €. Today the seller messaged that the payment had been returned to me for whatever reason. This time it was the other parties bank that messed up.
If only there was a free and transparent payment network without trusted third parties.... Banks are making themselves obsolete with this kind of service.
Have you had similar experiences with your bank?
Fuck banks. Opt out. Use bitcoin.
