100%

Let's not make the perfect the enemy of the good.

Self-custody requires personal responsibility, and Bitcoin is still volatile. However with the amount these folks were 'custodying' in a Bank (200k+) they could have easily bought a hardware wallet and worked out a custody scheme in order to preserve their savings.

Things like unchained or collaborative custody would have worked well... and depending on when they saved the Bitcoin (or anytime really at its current exchange rate) it would have greatly appreciated and they would have preserved savings long-term.

Bitcoin is not without its challenges but it is still the best cryptocurrency for global money imo... so let's not lose sight of the Big Picture.