Your story is so raw and heartbreaking to read, I grew up in one of the poor neighbourhoods in South Africa, during apartheid, and while we were poor, we never felt destitute, because we were all in it together, you don't realise you're poor because everyone around you is the same, yes some are better off than others, but the range isn't that wide.

You're not exposed to people of wealth or atleast I wasn't until I got older, and you get to see what the divide looks like. Having to deal with it on your own is an entirely different ball game.

The survival strategies are completely different and it sounds like since the Netherlands is not as "lawless" as here, we can get away with a lot of things we call backyard farming, where you set up a place in your yard and rent it cheaply to people. It's illegal but no ones going to enforce the rules here, so people do as they like

Inflation "eroding your debt' only really works if you're a company or institute that has consistently growing cash flows or you can now raise cheaper debt and offset that with asset appreciation, for the average person inflation doesn't make your debt easier to pay because your income is capped so take that one with a pinch of salt

Inflation does also work for you IF you're earning in another currency, so lets say my friends in Zimbabwe, are willing to work for South African Rands because it eats into their debt they raised back home much faster. But if you're earning in the currency you're financed in, not much of a difference for the average borrower.

I wish you all of the best and hope your commitment to stacking sats does pay off in the future.