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You only get points for a correct prediction, so you would only lose points if the Pacers end up winning the championship. The reason you would switch is that you think someone else is going to win, which would result in gaining points.
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Check out the original post to see how the points are calculated and how the contest works.
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I see. But it's still confusing how you reversed? If I change from Pacers to Denver, how many points I'll lose ?