Things like this have been written more times than there are whole Bitcoins.

The longer something is the less people are likely to read it.

Those that will are more likely to misinterpret parts or split hairs.

If its not personalized, it doesn't mean anything new.

There's already no barrier to this knowledge other than a lack of curiosity.

So i've started describing it in a single word, Numéraire. It's a differentiated entrance to the rabbit hole if someone is curious enough to learn a new word, and is ultimately the only accurate way to describe it.