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You might want to check out these projects :

The base features that you're looking for :

  • Timelock (ability to make a certain UTXO only spendable after certain time)
  • Multisig is not exactly the answer but when you're still alive, you can do for example 2-of-3 set up and keep 2 of those keys and give 1 to your partner

Thanks, I will check with these out!

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Cryptoasset Inheritance Planning: A Simple Guide for Owners by Pamela Morgan (scuse the fact "crypto" in the title - but there is some very practical tips on succession planning for digital assets)

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