The travel rule towards self-custody sucks. And the fact it's coming into the EU and UK is horrible. But we'll manage to get around this. I think it'll force builders to get more into the 2 core principles: self-custody and peer-to-peer. At Flash, we're about to change the game for business payments. We already never tough user funds, but as soon as our self-custodial wallet is live, we'll really be able to provide enterprise quality payment experiences, that are fully peer-to-peer and self-custodial. This is what drives me forward. Because building anything that doesn't follow these 2 standards is just not worth it. We're reaching the stage in bitcoin development tech that it is becoming easier to build such things. And it's the way forward for the internet. But all the businesses or exchanges relying on custody, they better buckle up, because I think it's going to be a touch blow for them in the short term.