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If you disconnect your external wallet for sending, then you zap with CCs. Or if the peer you are zapping doesn’t have a wallet, then you zap with CCs. If you and your peer both have wallets, then you zap with sats.

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This proves what?

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The wallet is not disconnected

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But the person who zaps you might not have a wallet, hence they zap you with CCs.

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This all makes more sense now. Also, the post @Shugard linked to provides a bit more insight in the comments.

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There was a post by @k00b hanging here for weeks explaining all these things.

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