I would like to hear your thoughts on the best strategies for UTXO management, particularly to reduce future transaction expenses. I'm looking to figure out the best method for arranging my UTXOs in cold storage. For example, with 10 bitcoins, what’s the most economical method: maintaining it as a single large UTXO, dividing it into two equal sections, or separating it into ten individual UTXOs?

Although I recognize that this probably differs according to personal situations and objectives, I would value hearing diverse viewpoints on this issue.