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as far as i understand, only wallet.db file was necessary, and chantools gave me the xprv... string from the wallet.db after running the command.

yep, chantools is a great tool and if you have the wallet.db it is very useful.
You learned a very important lesson. Good job!

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Does this mean that if someone steals our wallet.db file they can steal the funds?

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Good Point.

I guess that's why it's considered a hot wallet, right?
You could mitigate this concern by using return addresses designated to a cold wallet.

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