Every stablecoin is an unworkable scam. It's just reinventing banks and making them no fucking different.
Just buy Bitcoin and self custody it.
There are no altcoins. There are only scams.
I dont know about that but what I do know is that stables are useful to move from the old world into an emerging new world .... that helps
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stablecoins are useful in the short-term assuming you cannot hold dollars. otherwise they're centralized shitcoins. save in bitcoin until you can comfortably spend in bitcoin. acquire through non-kyc routes, coinjoin into cold storage, hold your own keys.
keep it simple.
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