Regarding 0-conf services, we could implement a UX where you wouldn't even notice that it switched back to 0-conf for a particular merchant. All automatically. Just need to build it.
Unnecessary added complexity for people who rely on trust in a system meant to minimize trust instead of just using Lightning if they want fast payments.
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What are you talking about? it literally reduces complexity for users, while improving UX.
Apart from the fact that on- and offboarding to LN is not a "solved issue", it's incredibly ignorant to assume that it's "lightning-or-bust".
Flexibility on the base layer increases flexibility on Layer 2, independent of what types of L2s will exist in 5-10 years.
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