Would be interesting to know at least the industries they operate in.

It's a credit protocol really needed in bitcoin? I feel it as reflection of the fiat mindset that want to be introduced into the bitcoin landscapes.

The creation of credit and debt is where all this fiat mess started, and many live by in slavery because it today. If people isn't able to pay-now to get what they want... they should just provide value and be rewarded for it. Then pay for what they want.

And mostly in B2B, the rule you pay—you get it apply, so we don't need to trust no one.