I see both sides. A future where everything is handled by something like the Bitcoin network and there isn't a need for a credit/debit system makes sense.

On the flip side, From Tycho he mentioned 2% of the worlds loans are overcollaterized. The rest are overwhelmingly undercollaterized. There's something about the human condition that doesn't do well with long time horizons and seeks the benefits of leverage/"capital efficiency".

The most likely future likes somewhere in the middle. Us Bitcoiner holders may never sell our bitcoin, just increasing use them as collateral when needed.

Yeah glad you agree.

I had the epiphany when I had to send a fax a few months ago and ended up signing up for a free trial that included like 100 faxes a month. Way overkill. When I saw BitcoinFax it clicked.

There's an entire suite of services that can't sell micro-payments because the friction of typing in my credit card and creating an account for a 25 cent payment is too high. Lightning can collapse and rethink so many fields like this.

Just-in-time micro services... at scale.

Hahaha. Good answer.

This is very cool. As you guys progress towards launch, Would love to have you on my podcast. https://www.builtonbitcoin.xyz/

Something easy like this is needed now more then ever.

Love to see it.

The first ones that come to mind are the services I rarely use, but need urgently at the time. (And the incumbents usually charge a monthly fee with a bunch of bloat I don't need). Things like: -Sending a fax -Building a resume from a quality template -Doing some kind of photoshopping like remove-bg.

That's some that come to mind.

Oh wow. This is a gem.

What do you mean by that? Like Lightning at the local store, bank transfers, etc?

Interesting. I'm super bullish on micro-payments disrupting many services. Dall-E AI seems like its getting saturated quick though. Given the name, Is your plan to go to expand to many services?

Oooooo this looks cools!

BitcoinFax is great! I think Lightning as a way to pay for micro-services instead of a monthly subscription with a "free trial" like most Fax's services do is a game-changer.

Saw this annoucement. Looks interesting. Though I cant help but shake the feeling TOR and other encryption options are naturally better then Bitcoin layers for chat?

Finally! Been waiting for this review.

So so so bullish on Lightning. Fountain is a game-changer when you overlay Lightning with a great web2 app.

So hyped for Taro personally. I think in 10 years. Western Union and PayPal HAVE to either drop fees to near zero, integrate Lightning or risk going extinct.