No worries, I got there

No way!

How to vocalize that in Japanese, 無 mu, 料 ryo ? Just wondered about the etymology.

I'd recommend. Not sure I've found m/any other email provider that offers quite as many tools as Proton does and does it so well. Even with a free account, it's basically good enough to use for secure email with other Proton users.

Not sure all of the services warrant paying so much. Having a walle and password manager are nice features. Useful in combination with secure layered thinking, as you said.

I just really don't like the alternative of having a google/apple device, OS, email, cloud services. It's whack.

Don't worry bout it. I'm a pretty bad writer.

Well. Almost as people were freaking out about opening lightning channels less than 1m sats, it's not ncessarily a problem if you keep that payment channel open. It serves as infrastructure, you are opening your own bank account with your own bank.

If you really don't have enough sats in your bank to open a few channels (with one utxo) then you could always use some kind of federated liquidity pool.

Did that make any sense. No?

I think there's a bit too much fixation on utxos and wallets. If you could use the idea of paying for groceries with a ten dollar note and receiving five dollars and twenty cents as one utxo, how long would you possess or own that utxo?

Just like people use frictionless payments, it really doesn't matter all that much if you can transact. That said, if you have a bank account, that's helpful.