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Interesting. I just think regular person will think the money is in the actual wallet which it is not, but I guess from usability perspective it would be the easiest to understand.
Keychain store is a bit of a tough word to understand. Perhaps a "private bank" :).
Yes, you get me right, I just wanted to point that onchain is not the "spender" as many would think. It can be called whatever "keys..."
I usually call it - the 3 levels of stash:
  • onchain cold storage - your central bank, your vault, you almost never touch it
  • onchain cache - your commercial bank, where you do coin control, funds management (in/out to other levels), you node (public routing or not), uncle Jim bank if you like
  • LN channels / wallets - your spending pockets, just enough funds for daily, weekly spend, in multiple LN wallets
All is explained in my guides, like this ones: ₿itcoin - Be your own bank, think like a bank
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Thank you. Great article
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