You can maybe say this is a n00b question, but would like to get your thoughts on it.
We all know on-chain fees can be customized and one can set a 1 sat/byte fee and wait if he wishes to do so. And depending on the amount transferred the fee as a % of the total amount can get really immaterial.
But on the lightning network we pay routing fees which currently cannot be customized. And as far as my understanding goes the bigger the liquidity and the better the node connections => I guess leads to lower fees. Would you happen to know if we would be able to select a fee like we can when sending on-chain, for example I can see SN lets you input a maximum amount of fee that you are willing to pay - so by the looks of it I guess the answer to my question is positive.
My main concern with creating this post here is that if I now want to send $100 (around 440k sats) on-chain depending on the number of outputs I could pay lets say 400 sats (10 cents or 0.1% fee), but trying to send that same amount via LN will probably cost me more in satoshis. I know LN is a relatively new network, but if the fee there is 2% and we compare that to a 3% or whatever payment card providers charge - well it's not that big of a difference to a regular person who just heard of this bitcoin thing.
Do you see this as a drawback or am I missing something?
Would love to know your thoughts!