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Ah, yeah it's definitely a permissions thing then. As always, security requires inconveniences. I wouldn't mind SN just going back to custodial wallets. We can't get a de minimis exemption to bitcoin transactions soon enough.
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IMO at the amounts and the transaction rates we're dealing with, it really just makes more sense. People would still be using lightning to deposit and withdraw real sats to their SN account.
It actually doesn't make sense to me that send wallets take more work to attach.
Receiving requires always-on. Sending doesn't. Also, receiving requires inbound liquidity. Sending doesn't.
So, yeah, I don't understand why a sending wallet should be considered more difficult to attach; other than at first there were some bugs regarding permission levels, iirc.