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Hm.. I don’t understand how LN node could interpret an incoming htlc as a zap and silently charge an application-level fee.
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Maybe because SN node consider all forwarded payments through their node as zaps, so they will pass them through the lnproxy automatically?
Why do you think I use only CCs and do not open a channel with SN node from my node(s)?
Anyways, is a very good question your post.
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Then maybe SN node understand that regular payment as a zap on SN and charged the SN fee for zaps. I see this as the only explanation of that high fee.