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I know that lightning will scale bitcoin as a payment layer. I am worried about allowing users to be able to self custody their "generational wealth" for an attractive price.
Don't get me wrong, currently it is super cheap to custody your wealth. I just think that onchain fees could get extremely high in the future with enough adoption.
People should learn how to THINK LIKE A BANK, not just be your own bank...
onchain = is The Vault, the savings, the HODL, that you barely move it (only for opening/closing LN channels) LN = is The Payment Network, your spending pockets, your "commercial bank", day to day use.
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