So your debt is the reason? I understand if you pay with credit card - so you are shorting your fiat. My point is that if you believe that bitcoin is better in all properties you should get rid of all fiat as soon as possible.

I will, just need time, still broke on my student loans

03e2637c5f

hynek

bitcoin

What is your main reason for not paying with bitcoin￼?

I know we need to create a circular economy and use it to illustrate that it can be a viable alternative to the corrupted fiat. ... BUT I am so sad for every sat I loose. 
Despite not having the opportunity in my d2d life, after I spent lightning e.g. for my coffee my FOMO would immediately kick in and get me buying the double amount I just spent </3