After I posted this morning I listened to Alex Thorn on WBD. He's a smart guy who works at Galaxy and hosts the Brains podcast, I think. He is extremely optimistic, basically seeing little downside to etfs and making moonshot predictions. Let's hope my fears are unwarranted. I keep going back to the example of gold. I know it's not a perfect analogy, but fiat managed to corral it into its own little cage.