I just did a few loop outs to open a large (for me) channel. I also use umbrel and did the dreaded .05 upgrade, but the issues I encountered were minor compared to others I read about. Peers seemed unaffected, but most of them are larger players than me. Also, I want to be accurate. My node performed as usual for the first half of the month, then really slowed down in tandem with the btc price drop. I'm sure no real conclusions can be drawn from my single observation.