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10 sats \ 7 replies \ @nerd2ninja 4 Apr \ parent \ on: My Speculative Fiat Attack Fantasy is Over! bitcoin
"debt is bad" is not bullshit. If you look at the rich, they get interest rates no average person would be able to get, they get debt forgiveness, they structure businesses and organizations that can go bankrupt while some other business has all the money. You need a damn good lawyer if you really want to play the games that they play.
This is true. But what I've done that has been positive is I contacted Discover and Chase and I said that I'm way over my head. Discover closed my account and have me 0 percent to pay everything off. Chase sent me to a consolidation service and they got me 1 percent. My student loans (from 2003!) are 2.75 percent. This happened from me just reaching out and talking.
The nice thing is that Bitcoin is helping to perform a balance against. I also need to do the math and see what it would take to erase the slavery.
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I think people, most people are very honest but they are in a system of levers and pulleys and the few in charge of the variables are not disclosing the truth. I also believe in an occult aspect but regardless... There are my actions and surprisingly by asking for help I have received a bit of good fortune.
And also by accepting that I need to keep score and not just the powers to be, I need to accept that I'm playing the game and that I need to keep score and that I need to not be a slave.
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My student loans have a low interest rate which is why I’m in no rush to payoff principal. Recently my payment was reduced from 200 per month to 50. I will be done next year. 20 year loan fixed rate
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I guess my tip of the hat is too communicate that keeping score of the numbers, even if they are not fixed values is the way to succeed.
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But you can play too. Start small with a small credit card balance. Pay it off in time. Take a small bank loan even if you don't need it. Pay it back on time. You will be amazed at how quickly you're flagged as credit worthy. Your available credit will go up and your interest rate will go down.
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Once I get a good picture maybe I will but I am working spiritually and practically. I also want to help others to see the real picture instead of speculation via over confidence.
I'm working on a budget now, too. The reality is that my income is not much better than it was in 1997. That's a hard nut to crack. My voting power has been dwindling. I also have contributed by not being mindful. With inflation my earning to buying power is actually less. I was a lot younger then too.
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