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But you can play too. Start small with a small credit card balance. Pay it off in time. Take a small bank loan even if you don't need it. Pay it back on time. You will be amazed at how quickly you're flagged as credit worthy. Your available credit will go up and your interest rate will go down.
Once I get a good picture maybe I will but I am working spiritually and practically. I also want to help others to see the real picture instead of speculation via over confidence.
I'm working on a budget now, too. The reality is that my income is not much better than it was in 1997. That's a hard nut to crack. My voting power has been dwindling. I also have contributed by not being mindful. With inflation my earning to buying power is actually less. I was a lot younger then too.
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