pull down to refresh

How do you define Financial Literacy? Well, "It's the ability to know how to earn, budget, spend, save, and invest money properly" And how do you see Bitcoin? It's definitely a form of money, albeit a new and different kind.
With these simple definitions, it's clearly evident that Bitcoin, as money, easily forms a base to provide financial literacy.
It's noteworthy that before the inception of Bitcoin, financial literacy hadn't been much popular for table talks. But now the times have changed and with Bitcoin rising in popularity, the talk about financial literacy has also grown.
The chart above shows that people are more Financially literate where Bitcoin is more popular.
I believe and I am quite sure that you would also agree with me that as soon as someone enters into Bitcoin, he becomes financially literate. But how does Bitcoin foster Financial literacy?
First of all Bitcoin puts 'the control of finances in your hands'. This is just like owning a car and driving by yourself. We can be in control of our money 24x7.
Secondly, Bitcoin forms a learning habit. Isn't it correct that almost all of us have learnt so many things related to finance after we came in contact with Bitcoin?
Last but not the least, Bitcoin has ignited once lacking entertainment in the topic of financial literacy. Yes, talking about financial literacy used to be boring once. But now, it seems that almost everyone knows 'how to manage one's money in a proper way'. Bitcoin has successfully bridged this gap of being financially literate or financially illiterate.
What do you say?*
81 sats \ 1 reply \ @grayruby 6 Apr
To understand bitcoin you have to become financially literate so the two go hand in hand.
reply
I say it little differently. "One can only be financially literate if he uses Bitcoin, rest are hypocrites."
People who are still using shit papers and hoarding them into some shit banks, often call themselves that they are financially literate. I doubt their knowledge of money.
reply
We can say that Bitcoin is an incentive to learn about finance, but we cannot say that just by using Bitcoin you are already financially literate. There are financial literacy tests, this one is from the OECD: https://www.oecd.org/pisa/test/financialliteracytest/.
I can confirm that financial literacy is really low in Portugal. The vast majority cannot save much, not because they are spenders, but because they earn little compared to the rest of Europe. People don't have an incentive to learn. Of course, it's not just because of this, but I think it's a factor that influences a lot.
reply
0 sats \ 0 replies \ @Fabs 9 Apr
EZ PZ 100% Score โšกโœ…
reply
I disagree. A person who enters Bitcoin learns about finances by default. By jumping into Bitcoin, he has made the best financial decision ever.
reply
I'm not sure where we disagree.
reply
๐Ÿ˜‚ After writing the comment, I realised that we actually don't disagree.
Instead, I wrote the same thing with other words.
reply
0 sats \ 0 replies \ @om 6 Apr
One can totally ape into Bitcoin for the number to go up and then degen trade it with nothing resembling financial literacy whatsoever.
reply
I saw how you started... with shitcoins. You are yet to prove your "literacy" in using Bitcoin.
reply
reply
Dude you are busy. Half the posts I pull up are yours. Killing it. Keep it up.
reply
Thanks mate!
Half the posts! I don't see them. Maybe SN is only directing my posts to you. Haha
reply
It just seems that way. I only click on things that seems interesting. And lots of them are yours. Must be doing something right.
reply
Thanks mate! Hopefully ๐Ÿคž I am not someone who always does right things.
Do you remember the post yesterday about 'SN alternative'?
I wrote it after I had already drunk about 3 cans of Strong beer. ๐Ÿ˜œ
reply
Number 5 on the leaderboard. that's awesome. There is not right and wrong. Just do you and you are doing it right. Keep sharing. Share it all.
reply
Thanks for the suggestions. I think I am used to of this. I only do one thing, I never want to hurt anyone. Except this, I do it for fun. I believe nothing's wrong until you view it as wrong. It's your mentality that turns good into bad and bad into worst.
reply
Yeah. Judgment doesn't really serve me anymore. So I just express my opinions but also I know that I do not know.
reply
This is the best approach while expressing your opinions.
21 sats \ 1 reply \ @MB 6 Apr
Thanks, a great post. Seems to me that one of our biggest challenges is to onboard older generations who are terrified about something like online banking. Generally this generation naturally have a deep mistrust of Bitcoin but would consider themselves financially literate. Big believer that education is key to bridge this gap.
reply
Sad but true - When you have the most powerful money of all time in Bitcoin, you still use something else and call yourself financially literate.
reply
about 50% in my country, Spain? I'm sorry, I don't believe it.
People in my country barely know what interest rates are.
reply
No need to know the interest rates anymore. Use Bitcoin,only then you can be financially literate.
reply
It's just an example bro, people don't know what Bitcoin is either for the most part or anything about it.
reply
I suggest you to educate them about Bitcoin.
reply