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1013 sats \ 2 replies \ @Aardvark 28 Oct
Banks suing people for using an infinite money glitch is peak irony.
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😂😂😂
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It is truly ridiculous.
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Classic misdirection by JP Morgan. Having worked on banking software at various points throughout the last 40 years I can attest that this isn't a "technical glitch" but a *business risk" decision where the bank decided to credit funds to the depositors account at time of deposit, rather than when the cheque cleared.
Was that a stupid decision in hindsight? Der, YEAH! Was it a technical glitch .. no .. it was a stupid decision and unscrupulous customers exploited it ruthlessly.
Of course, if we used bearer money (Bitcoin) rather than credit money (USD/Fiat), none of these issues would exist!
Onwards!
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Maybe. But in this case we can’t entirely blame fiat. The problem is fraud. In this case they were depositing large checks and immediately withdrawing cash before they cleared. Checks represent settled funds in another account, it’s a simple transfer, settling over time. No credit or money was created, just fungible dollars moving through the system.
It’s analogous to replacing an unconfirmed spend or passing an already claimed Ecash voucher. If you don’t verify, (or wait in the case of mainnet), you can get burned if you redeem (eg: settle in LN sats). We may see “infinite sat glitches” as people find fraudulent ways to claim unsettled Bitcoin from the system(s) in the future too.
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They basically broke the softer harder payments rules. You can't give out harder money (cash) for softer money (check) without some additional measures. Usually it's a waiting period but here they took a risk and got caught out. They should win their suits but there's a kind of hubris behind it that shows that they don't value their customers.
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Only JP Morgan (federal reserve member) is allowed to print money out of thin air.
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Hahaha, If I actually found an infinite money glitch, I don't know if I would share it with several million people on tick tock while singing in the back of a car!
I think it is rightfully deserved, but I definitely am not shedding a tear for JP Morgan on this one.
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43 sats \ 1 reply \ @ek 28 Oct
imagine finding an infinite money glitch and disclosing the evidence of your crime for worthless internet points on social media
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God I can’t stand today’s banks. They truly corrupted an institution to help humanity move forward by pooling resources together and providing protection of complete loss. Now they are just profit cows with no consideration for common people
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A far cry from Baily's Building and Loan in It's a Wonderful Life.
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What's weird is that I thought this was legit a crime already (it sure sounds like kiting). If it's not, I can't imagine how they could have a case (but usually, the laws are written to help the banks, so I'd imagine it already is).
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Somewhere in the small print it should say that you can't spend money that isn't yours. JPMorgan will win the cases! No?
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10 sats \ 0 replies \ @000w2 28 Oct
Spending money that isn't yours is the definition of banking.
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If banks are doing this, you know they are starting to sweat.
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