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LOL predix... you are totally brainwashed.
Insurance is a total scam.
Take responsibility for your own actions.
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We are in a post about Predyx...
It's clear that you don't have or aren't willing to share any arguments about your position. Not going to try any further...
We are derailing the conversation... Rain variance has existed way before geoengineering or any man made thing in general. Same for volcanoes and any other natural phenomena.
The point stands: insurance can be a useful tool. Would you rather have it from a state controlled agency or from a decentralized platform (not saying that Predyx is).