0 sats \ 7 replies \ @TheGrinder 31 Mar \ on: Banks are scamming noobs when they try to buy Bitcoin in Spain LaCaixa bitcoin
If you're in Spain and your financial service provider is attempting to be your legal guardian, Santander's Openbank doesn't overreach, accounts are "maintenance fee" free and I never had a problem with them with Bitcoin/Crypto related transactions.
LOL so you are now promoting banks instead of Bitcoin?
What kind of shitcoinery is this?
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The same for me.
I have been using Openbank for a few years now, with many transactions on exchanges when I started back in 2021.
I asked my boss to pay my payroll with bitcoin directly, but no luck so far, so the option of moving my payroll from my Openbank account to any other platform and purging those shitty euros to Bitcoin is the option I I have chosen.
In the case of not having a payroll, there is no excuse, I would directly be with Bitcoin, but for a noob, it is normal to want to make bank transfers in what they know. And if you're not very techie, it's difficult to convince clients to pay you in Bitcoin.
For non-techies, who do not have a payroll, and wish to continue receiving bank transfers in fiat, there are neobanks with no commission in their services, with KYC, of course, but that will allow you to receive those transfers without problems, and make them to other platforms such as Relai.
In any case, having an IBAN requires KYC, and if you want to avoid that, you have to explain in a simple way, to all those who have to make those transfers, how to do it with Bitcoin.
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Si necesitas una cuenta bancaria viviendo en España porque no tienes tiendas cerca que acepten Bitcoin o porque donde quieres comprar no tienen cupones de Bitrefill, lo mejor es tenerla LO MÁS LEJOS POSIBLE DE HACIENDA, y eso no se consigue de ninguna de las maneras con Openbank ni ningún otro banco con IBAN español. Es mejor que cojas una cuenta con IBAN extranjero de algún país que no se lleve muy bien con España, como por ejemplo Bélgica. La cuenta de Wise funciona bien para exchanges p2p, aunque no funciona para exchanges centralizados. Te dan la tarjeta que puedes usar a los 5 minutos con Google Pay. Aunque Wise es odioso como todos los bancos, puedes usarlo lo menos posible solo para los recibos domiciliados y nada más.
Pero casi mejor es la solución de https://xkode.io/producto/prepaid-virtual-visa-international-usd/ que es una Visa SIN KYC que puedes usar en todo el mundo incluida en las tiendas españolas. También es odioso, pero si no puedes pagar con Bitcoin es a día de hoy la única solución efectiva sin KYC.
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If the employer do not want to pay you in BTC, use Bitwage
https://darthcoin.substack.com/p/be-paid-in-bitcoin-using-bitwage
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I know about this one. I read your article a long time ago and I even have it in favorites.
Which, for now, is still good for me to have my bank and be able to move this fiat wherever I want, converting it to bitcoin when I feel like it. Because I still haven't been able to convince many to pay them in bitcoin, and they only accept bank transfers or Bizum.
What I do strictly follow is only having in the bank what I am willing to lose. The rest, bitcoin.
If you don't want to listen or learn, I'm not going to waste my time
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I know about Openbank, but Santander is not "free" unless you have your payroll there, and sometimes they ask you about when you send money, it happened to somebody close to me.
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If a bank won't let you do something, get out of there.
Before having Openbank I was at ING, and for a week, I couldn't access my funds because the application, only for some, was being updated (no mobile app, no website, no anything)...
As soon as I was able to log in, I checked that everything was correct, and I changed banks.
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