Remember what is a HTLC (a LN payment): a not yet broadcast onchain payment that is bigger than 540 sats. Anything else is dust.

Yes, it cost way too much to cheat stealing this HTLC, but still remain as dust.
Yes, in some cases, when we pay let's say 100 sats for a slice of bread, it probably make sense, but sending zaps back and forth between users on a public forum, with no practical gain other than upvoting, it doesn't make sense to me to use a non-custodial node.

DarthCoin

Progress Disconnecting From SN Wallet?

siggy47

Let me ask you a question that's related to this. What if a stacker just used either his own node setup or Alby Hub, or some easy neutrino node, and just opened one big, private channel with SN. Would that be pretty frictionless with little risk of closure? 

Also, maybe we are talking about different things here. I was under the impression that cowboy credits can never be converted to bitcoin. They seem valueless to me. If you're right that cowboy credits can be converted to bitcoin, I agree with you completely. 