I had a harrowing experience today. My home computer, which hosts my attached wallet, failed because a Windows update was incompatible with my hard drive drivers. At the same time, I was on my work computer in a position to win a 3,000 bounty from today's Crossword Puzzle.
I couldn't post my answer for hours because I had zero sats in my SN wallet, and I was at work, unable to fix my home computer and fix my attached wallet. I couldn't post my Crossword Puzzle answer for hours!
Good thing when I got home and finally fixed everything, no one had posted the crossword answer yet :)
Still, this lesson taught me that self custody is still difficult and prone to failures. Some trust-based custodial solutions are still useful in small amounts to keep things running smoothly. So I'll be keeping some sats in my custodial SN wallet from now on, and when that option is removed I'll be holding some Cowboy Credits at all times, exactly for situations like this.
Also, FWIW, I can't believe Windows rolled out an update that literally caused me to BSOD on startup... due to a driver incompatibility.