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ofc I know how hold invoices are working.
I was playing with a phoenixd node too (not phoenix wallet), using robosats hold invoices.
And the failure rate was way more higher than with other LND/CLN nodes.
So then I tried to avoid using phoenixd / phoenix wallet with hold invoices.
I think is related with the CLTV, maybe you could try a larger CLTV.
I use CCs for my own reasons. Nothing related with lack of knowledge about LN of many stackers here. That is another story.
Even the easiness of running a phoenixd node is way too much for many SN users that don't even have a WoS. Many don't even have a proper PC at home and you want them to run a node. hahahaha
You really super-estimate the SN users.
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supportslikes locked up liquidity?